Turn your phone INTO A CARD READER

1.99% per sale

Get paid instantly*

Accept contactless card payments using just your phone and get paid in seconds*. No extra hardware, no hidden costs.

1.99% per sale

Sell $2 or $2,000 – you always pay the same fee

Get paid in seconds*

Your money is available in seconds* after the sale is done

No monthly fees

Pay only when you sell: 1.99% per sale. No subscriptions, no setup costs

Simple and secure

It works like a card reader – powered by NFC

Payments made simple. For you and your customers.

Your client taps, you get the money. It's that fast.



With JIM, you sell and get paid in seconds*.



Let your customers decide how they want to pay: debit, credit, Apple Pay or any digital wallet. JIM's got you covered.
Start selling now

One tap and done:
you just got paid

Download the App for free, set up your account and that's it: your phone is a pocketable POS, ready to take payments anytime, anywhere.

enter the sale amount

Open the JIM App, type in the amount and add a tip if you want to.

Start selling now

tap to sell

Hit sell and ask your customer to tap their card or device on your phone.

Start selling now

get your money

Your funds are ready in your JIM Visa Prepaid Card – no waiting.

Start selling now
crystal clear pricing

1.99% per sale – always

When you sell with JIM, you've got more earnings to work with – thanks to our low, single fee of 1.99%.



Sell $2 or $2,000. Sell everyday or once in a while. It doesn't change.



1.99% for each payment you accept with JIM. Nothing more than that.



No set up costs, no monthly taxes, no different fees for different cards.
Start selling now

Quick payments.

No waiting around.

Get paid in seconds*

No high fees, no waiting. Your money is ready to use the second* the sale is done.

No transfers needed

Forget bank transfers: your money is instantly* available right on your JIM Card.

Spend anywhere
with your JIM Card

Add it to your digital wallet and access your earnings in seconds, wherever contactless payments are accepted.

Get paid in seconds*

No high fees, no waiting. Your money is ready to use the second* the sale is done.

No transfers needed

Forget bank transfers: your money is instantly* available right on your JIM Card.

Spend anywhere
with your JIM Card

Add it to your digital wallet and access your earnings in seconds, wherever contactless payments are accepted.
Security

SECURE BY DESIGN. FROM TAP TO PAYOUT.

PCI DSS Compliant

NFC Technology

Network Certified

FDIC Insured

Payments with JIM run on NFC – the same secure tech behind Apple Pay, digital wallets and contactless cards.



When a customer taps their card or phone on your iPhone, the sale is processed instantly and encrypted on the spot.



No terminals. No data stored. Just a secure tap and you're paid.
Get started

Trusted by thousands across all 50 states

Helping thousands of solo
individuals and single member LLCs
across all 50 states.

4.7
Apple App Store • 5.2k reviews
"JIM is a must-have 
for any small 
business!”
“Very easy to add descriptions & 
tips to sales. Highly recommend!!"
Simple and easy to get started.
“Wish I would have found this app months ago"
"This is so incredibly easy TO USE"
"Instant money. I mean literally instant."
"I sell online and in person"
"The app makes it easy to accept card payments when they don't have the cash."
"The app really helps as a merchant to be able to accept card payments.
"It was easy to sign up and start accepting payments ASAP."
"Can't beat it. just get the app and try it out."
"Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer."
"not only is the app awesome"
"But I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch."

JIM: easy sale, fast payment, more money in your pocket

Start selling
Fees
Payout speed
Account setup
Equipment needed
Mobility
Fees
Tap to Pay: 1.99% per sale
Payment Link: 4.99% + $0.30 per sale
Payout speed
Instant payouts1
Account setup
Simple setup with minimal requirements
Equipment needed
Only your phone —
no extra hardware needed
Mobility
Sell anywhere, anytime with your phone

Traditional solutions

Fees
Often around 3% per transaction + a fixed fee of $0.10 to $0.15
Payout speed
Payouts take 1 to 3 business days
Account setup
Complex setup, may require extensive documentation
Equipment needed
Requires a physical card reader or terminal
Mobility
Limited to specific locations or hardware
1Instant settlements subject to terms.
JIM Fees
1.99% per transaction
Others:
3% + $0.10 per transaction
JIM Payout speed
Instant payouts
Others:
Payouts take 1 to 3 business days
JIM Account setup
Easy setup with minimal requirements
Others:
Complex setup
JIM Equipment
Only your phone — no extra hardware
Others:
Requires a physical card reader
JIM Mobility
Accept payments anywhere, anytime
Traditional
Limited to locations and hardware

Everything you need to know about JIM and how it works.

Frequently Asked Questions

  • How do I receive the funds from my sales using Tap with JIM?

    Payments in seconds are our standard. So, whenever you get paid, your money is available in seconds in your account. No more waiting 1-2 business days.

  • How do I use my money with JIM?

    You have two easy ways to access your earnings—spend them instantly or transfer them to another account.

    1. Spend instantly with the JIM Card (Free)Every sale funds your JIM Visa Prepaid Card in seconds. It’s virtual, free, and ready to use immediately.

    • In stores: Add the card to your Apple Wallet and tap to pay anywhere Apple Pay is accepted.
    • Online: Use your card details (found in the app) to shop anywhere Visa is accepted.

    2. Transfer to a bank accountIf you need to move funds to an external bank account, you can use Same Day ACH.

    • Fee: 1.99% + $0.99 per transfer.
    • Speed: Funds arrive the same business day if initiated during business hours.

  • How do I use Tap with JIM?

    Simply download the JIM app and enable contactless payments on your device. At the time of payment, ask the customer to hold their contactless credit or debit card, or any digital wallet-enabled device, near your phone. The payment will be securely completed using NFC technology, with the antenna located near the top of your device.

  • What payment methods does Tap with JIM accept?

    JIM accepts all contactless payment methods, including contactless credit and debit cards, as well as digital wallets, using your NFC-enabled device with the JIM app.

  • What are the fees for Tap with JIM?

    The fees are 1.99%. They're always the same regardless of the merchant's revenue.

  • What is the minimum payment amount I can receive using Tap with JIM?

    The minimum sale amount for Tap with JIM is $1.

  • Is it safe to sell and pay using Tap with JIM?

    Security is a priority for both sellers and buyers. JIM is designed to be fully fraud-resistant. When a payment is processed, card numbers or PINs are never stored on the device or servers, ensuring your transactions remain secure.

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