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Grow your jewelry store with JIM

Accept contactless payments at your jewelry store using just your iPhone. JIM makes it easy to sell rings, necklaces, watches, and accessories — no extra hardware needed.
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No monthly fees · No hidden costs

Woman in denim jacket smiling and holding card near a man holding a phone for payment in a jewelry store.Woman in denim jacket smiling and holding card near a man holding a phone for payment in a jewelry store.

Accept payments from all major cards and digital wallets

Secure every jewelry sale with JIM

Start selling

Your phone is now your POS system

JIM turns your phone into a card reader, no extra hardware needed. Accept credit, debit, and mobile wallets like Apple Pay and Google Pay. Perfect for private appointments or pop-up events.

Pay your gemstone suppliers the same day

Your money is available on your JIM Visa® Prepaid card instantly*. You can purchase new inventory without the wait for bank transfers. Add your card to a digital wallet for contactless supplier payments.

Pay a flat 1.99% fee. That's it.

Forget complex statements and unpredictable monthly fees. JIM charges one flat rate of 1.99% for every single sale. This predictable fee always includes premium cards and has no hidden maintenance costs.

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Jim is the AI partner helping you get paid and grow your business.

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Jim is the AI partner helping you get paid and grow your business.

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Get Jim
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Jim is the AI partner helping you get paid and grow your business.

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Get Jim
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One tap and done:
you just made a sale

Download the JIM app for free, set up your account, and you're ready. Your phone becomes a pocketable POS that can take payments anytime, anywhere.

1
Enter the sale amount

In the JIM app, key in the sale amount and include a tip if you want.

Enter the sale amount
2
Tap to sell

Tap sell and ask your customer to tap their card or device on your phone.

Tap to sell
3
Get your money

Your money is available on your JIM Visa® Prepaid Card seconds* after the sale.

Get your money
1
Enter the sale amount

In the JIM app, key in the sale amount and include a tip if you want.

Smartphone screen showing 42 USD entered on a numeric keypad with a JIM Visa card above and a Sell button below.
2
Tap to sell

Tap sell and ask your customer to tap their card or device on your phone.

Phone screen displaying contactless payment prompt to pay Johnny Mustard $48.30 with hold here to pay icon.
3
Get your money

Your money is available on your JIM Visa® Prepaid Card seconds* after the sale.

Smartphone screen showing $42 USD transaction details with fee, tip, date, and card info.

Start selling

Accept payments with a tap
Get Jim
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Accept payments with a tap

Get Jim
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Jim sell screen with Sam Walker Visa card, $0.00 amount, numeric keypad, and Sell buttonJim payment screen on starry background showing Pay Sam Walker $42.00 with contactless iconJim app transaction history screen showing $342.00 balance, sales, cash outs, and resort charges

Enter the sale amount

Use the Jim app to type how much your customers need to pay.

They tap their card

Once you hit sell, your customer can tap their card on your phone.

You get paid

That’s it—the sale’s done. Your money is ready to use within seconds.

JIM's business assistant for your jewelry store

JIM's AI business assistant uses AI to help your jewelry store grow. Talk to JIM for sales reports, transaction history, and data-driven insights based on your store’s performance, such as which gemstones are most popular during engagement season.

Start selling
AI chat interface image

JIM's business assistant for your jewelry store

JIM's AI business assistant uses AI to help your jewelry store grow. Talk to JIM for sales reports, transaction history, and data-driven insights based on your store’s performance, such as which gemstones are most popular during engagement season.
Get Jim
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JIM is built for your showroom

Start selling

From showroom to trade show.

Your business extends beyond the showroom floor. At a trade show or a private viewing, JIM lets you accept payments with your phone. A secure, simple transaction for every piece you sell.

Jewelry Store

Instant payouts for jewelers*

You size the ring, you polish the stone, you make the sale. JIM lets you accept the payment and get funds instantly*. This means less stress over large transactions and better cash flow for new inventory.

Jewelry Store

One flat fee for every sale

From a simple chain repair to a bespoke engagement ring, every payment has the same 1.99% fee. With JIM, you get one flat rate. No hidden charges, no surprises—just simple pricing for your business.

Jewelry Store

JIM is built for your showroom

Sell with Tap to Pay

Turn your phone into a card reader with no extra hardware.

Sell with Tap to Pay

Turn your phone into a card reader with no extra hardware.

Sell with Tap to Pay

Turn your phone into a card reader with no extra hardware.

FAQ

How do I receive the funds from my sales using Tap with JIM?

Payments in seconds are our standard. So, whenever you get paid, your money is available in seconds in your account. No more waiting 1-2 business days.

Who is eligible?

JIM welcomes retail jewelry stores that sell finished jewelry, fashion watches, and accessories to end consumers through a physical storefront. Your business must:

  • Operate from a verified physical address (P.O. Boxes are not accepted)
  • Hold any required state or local business licenses
  • Sell primarily finished, retail-priced jewelry and accessories directly to consumers

The following activities are not eligible:

  • Sale of loose precious or semi-precious stones (unset diamonds, gemstones, etc.)
  • Sale of unrefined precious metals, gold bullion, silver bars, or coins for investment
  • Wholesale or B2B distribution of raw materials or components
  • Cash-for-gold, gold buying, or pawn services
  • Sale of luxury goods with individual item values exceeding $10,000 without prior approval

JIM reserves the right to request additional documentation during the application process. Businesses engaged in the activities listed above are not supported.

How does Tap to Pay on iPhone work with JIM?

Enter the sale amount in the JIM app. Present your iPhone to the customer. They hold their contactless card or digital wallet near your phone to complete the payment.

When do I receive my money?

Funds from a sale appear in your JIM account instantly*. You can spend your earnings immediately with the JIM Visa Prepaid Card.

What are the fees?

JIM has a flat fee of 1.99% for every transaction. Minimum sale of $1. No hidden fees.

How does JIM keep payment information secure?

JIM uses tokenization. Actual card numbers are never stored on your device or our servers.

Can customers leave a tip with JIM?

Yes, you can present a tip screen before they pay.

How can JIM help my jewelry store speed up checkout?

JIM lets you accept payments anywhere on your sales floor. Customers can pay for items right where they decide to buy.

Is JIM a good fit for selling at markets or pop-up events?

Yes, JIM turns your iPhone into a payment terminal. No extra hardware needed for on-the-go sales.

Frequently Asked Questions

How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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Frequently Asked Questions

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jim.com is not a bank. jim.com is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The Jim.com Visa Prepaid Card (the “Jim” Card) is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Jim.com for more details. Funds held in the Jim.com Prepaid Card Account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Jim.com’s failure or from the risk of theft or fraud. See FDIC Prepaid Cards and Deposit Insurance Coverage. See FDIC Prepaid Cards and Deposit Insurance Coverage. Instant settlements subject to terms. Fees and T&C apply. See Jim.com for more details.