Crystal clear pricing

1.99% per sale. Money hits right after.

Accept Tap to Pay on iPhone with simple, transparent pricing. Just 1.99% per contactless payment.

More than 20,000 sellers in America already trust JIM with their money.

Driver holding a phone

Sell $2 or $2,000. Pay 1.99%, every time

JIM's Tap to Pay charges a flat 1.99% per sale. Whether you accept a $2 coffee payment or a $2,000 service, you always pay the same predictable rate.

No hidden fees. No monthly costs. Just clear, flat pricing you can count on.
Download JIM on iPhone
Jim app - Accept contactless payments everywhere

$50 in sales, less than $1 in fees. That's JIM profit rule

Use the calculator to see what you keep after our flat 1.99% fee.
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Start selling
*Fees last updated: 12/24 at 16:00
With JIM you get:
$ 0,00
Fee 1,99%
Receiving in seconds1
With Square
$ 0,00
Receiving in 1-3 business days
Fee 0,0% + $ 0,00
JIM saves you $ 0,00
Start selling
*Fees last updated: 12/24 at 16:00
A hand holding a smartphone running the JIM app, displaying a virtual Visa card with a balance of $840,000.40 under the name 'Johnny Mustard.' Below, a numeric keypad is shown for entering transaction amounts, with options to 'Sell' or perform additional actions using a purple button.

Get more sales with Tap to Pay on iPhone

With JIM, you can accept in-person mobile payments directly on your iPhone, no card reader or payment terminal needed.

Accept every card: Visa, Mastercard, American Express, and digital wallets, such as Apple Pay and Google Pay.
Access your money instantly*: Funds are available immediately* on your JIM Visa® Prepaid Card. No 1-2 business day wait.
Keep transactions secure: Card numbers never get stored on your phone. Every transaction uses secure NFC technology trusted worldwide.
Download JIM on iPhone

JIM: easy sale, fast payment, more money in your pocket

Download JIM
Fees
Payout speed
Account setup
Equipment needed
Mobility
Fees
Just a single fee of 1.99% per transaction
Payout speed
Instant payouts1
Account setup
Simple setup with minimal requirements
Equipment needed
Only your phone —
no extra hardware needed
Mobility
Sell anywhere, anytime with your phone

Traditional solutions

Fees
Often around 3% per transaction + a fixed fee of $0.10 to $0.15
Payout speed
Payouts take 1 to 3 business days
Account setup
Complex setup, may require extensive documentation
Equipment needed
Requires a physical card reader or terminal
Mobility
Limited to specific locations or hardware
JIM Fees
1.99% per transaction
Others:
3% + $0.10 per transaction
JIM Payout speed
Instant payouts
Others:
Payouts take 1 to 3 business days
JIM Account setup
Easy setup with minimal requirements
Others:
Complex setup
JIM Equipment
Only your phone — no extra hardware
Others:
Requires a physical card reader
JIM Mobility
Accept payments anywhere, anytime
Traditional
Limited to locations and hardware

See why small businesses love JIM

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

Justin J43

Absolute game changer

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Loving42

Works great for my lemonade stand

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

Bernie92647

Fantastic app & service

This is so incredibly easy to use. Instant money. I mean literally instant.

J's DDirect

Best payment platform ever

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Spencie Said So

Must Have

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

Justin J43

Absolute game changer

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Loving42

Works great for my lemonade stand

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

Bernie92647

Fantastic app & service

This is so incredibly easy to use. Instant money. I mean literally instant.

J's DDirect

Best payment platform ever

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Spencie Said So

Must Have

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

Justin J43

Absolute game changer

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Loving42

Works great for my lemonade stand

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

Bernie92647

Fantastic app & service

This is so incredibly easy to use. Instant money. I mean literally instant.

J's DDirect

Best payment platform ever

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Spencie Said So

Must Have

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

Justin J43

Absolute game changer

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Loving42

Works great for my lemonade stand

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

Bernie92647

Fantastic app & service

This is so incredibly easy to use. Instant money. I mean literally instant.

J's DDirect

Best payment platform ever

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Spencie Said So

Must Have

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

Justin J43

Absolute game changer

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Loving42

Works great for my lemonade stand

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

Bernie92647

Fantastic app & service

This is so incredibly easy to use. Instant money. I mean literally instant.

J's DDirect

Best payment platform ever

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Spencie Said So

Must Have

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

Justin J43

Absolute game changer

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Loving42

Works great for my lemonade stand

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

Bernie92647

Fantastic app & service

This is so incredibly easy to use. Instant money. I mean literally instant.

J's DDirect

Best payment platform ever

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Spencie Said So

Must Have

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

MistaBelieva

Can't beat it

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

TeveTorbes1

Really fast and easy to use

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Iridium Star

Excellent payment app

Simply and easy to get started. Wish I would have found this app months ago.

Kerinak

Love it

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Cheesehead2010

Works really well

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

MistaBelieva

Can't beat it

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

TeveTorbes1

Really fast and easy to use

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Iridium Star

Excellent payment app

Simply and easy to get started. Wish I would have found this app months ago.

Kerinak

Love it

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Cheesehead2010

Works really well

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

MistaBelieva

Can't beat it

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

TeveTorbes1

Really fast and easy to use

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Iridium Star

Excellent payment app

Simply and easy to get started. Wish I would have found this app months ago.

Kerinak

Love it

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Cheesehead2010

Works really well

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

MistaBelieva

Can't beat it

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

TeveTorbes1

Really fast and easy to use

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Iridium Star

Excellent payment app

Simply and easy to get started. Wish I would have found this app months ago.

Kerinak

Love it

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Cheesehead2010

Works really well

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

MistaBelieva

Can't beat it

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

TeveTorbes1

Really fast and easy to use

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Iridium Star

Excellent payment app

Simply and easy to get started. Wish I would have found this app months ago.

Kerinak

Love it

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Cheesehead2010

Works really well

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

MistaBelieva

Can't beat it

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

TeveTorbes1

Really fast and easy to use

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Iridium Star

Excellent payment app

Simply and easy to get started. Wish I would have found this app months ago.

Kerinak

Love it

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Cheesehead2010

Works really well

Coffee shop barista
Man in outlet store
Woman in outlet store

Stop paying more than you should.

Switch to JIM and keep more of every sale.
Download JIM on iPhone

FAQ

What are the fees for Tap to Pay with JIM?

JIM charges a flat 1.99% per tap to pay transaction. The rate is always the same regardless of your revenue, card type, or transaction size.

Are there any monthly fees for Tap to Pay on iPhone?

No. JIM's tap to pay has no monthly fees, no setup costs, and no hidden charges. You only pay 1.99% per contactless payment.

What's the minimum Tap to Pay transaction amount?

The minimum tap to pay sale amount with JIM is $1.

Does JIM charge extra for premium cards with Tap to Pay?

No. Whether customers use a regular credit card or a premium rewards card for tap to pay, you always pay the same 1.99% rate.

When do I get access to my money from Tap to Pay sales?

Your money from tap to pay transactions is available in seconds on your JIM Visa® Prepaid Card after each sale. No transfers needed, no wait for bank processing.

How does JIM's pricing compare to other Tap to Pay processors?

Most traditional tap-to-pay processors charge 2.6%–3.5%, plus additional fees, sometimes in the form of monthly costs or extra charges for premium cards. JIM’s pricing is simple: just 1.99% with no extra costs.