Crystal clear pricing

1.99% per sale. Money hits right after.

Tap to Pay on iPhone with flat, transparent pricing: 1.99% per tap, no surprises.

More than 20,000 sellers in America already trust JIM with their money.

Driver holding a phone

Sell $2 or $2,000. Pay 1.99%, every time

JIM’s Tap to Pay on iPhone keeps it simple: a flat 1.99% fee per sale, whether you're charging for a coffee or closing a big deal.

1.99% flat for every tap, every time.

$50 in sales, less than $1 in fees. That's JIM profit rule

Use the calculator to see what you keep on every Tap to Pay sale with JIM.
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*Fees last updated: 12/24 at 16:00
With Tap to Pay and JIM you get:
$ 0,00
Fee 1,99%
Receiving in seconds1
With Square
$ 0,00
Receiving in 1-3 business days
Fee 0,0% + $ 0,00
JIM saves you $ 0,00
*Fees last updated: 12/24 at 16:00

Transparent pricing: what you see is what you pay

Accept payments with just your iPhone

Tap to Pay

Take card payments using just your phone
1.99%
per sale

Send Payment Links to sell online and receive instantly

Payment Link

Sell anywhere and get paid instantly
4.99% + $0.30
per sale

JIM: easy sale, fast payment, more money in your pocket

Fees
Payout speed
Account setup
Equipment needed
Mobility
Fees
Tap to Pay: 1.99% per sale
Payment Link: 4.99% + $0.30 per sale
Payout speed
Instant payouts1
Account setup
Simple setup with minimal requirements
Equipment needed
Only your phone —
no extra hardware needed
Mobility
Sell anywhere, anytime with your phone

Traditional solutions

Fees
Often around 3% per transaction + a fixed fee of $0.10 to $0.15
Payout speed
Payouts take 1 to 3 business days
Account setup
Complex setup, may require extensive documentation
Equipment needed
Requires a physical card reader or terminal
Mobility
Limited to specific locations or hardware
JIM Fees
1.99% per transaction
Others:
3% + $0.10 per transaction
JIM Payout speed
Instant payouts
Others:
Payouts take 1 to 3 business days
JIM Account setup
Easy setup with minimal requirements
Others:
Complex setup
JIM Equipment
Only your phone — no extra hardware
Others:
Requires a physical card reader
JIM Mobility
Accept payments anywhere, anytime
Traditional
Limited to locations and hardware

The reviews are wild.
The results? Even better.

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Coffee shop barista
Man in outlet store
Woman in outlet store

Stop paying more than you should.

Switch to JIM and keep more of every sale.

FAQ

What are the fees for Tap to Pay with JIM?

JIM charges a flat 1.99% per tap to pay transaction. The rate is always the same regardless of your revenue, card type, or transaction size.

Are there any monthly fees for Tap to Pay on iPhone?

No. JIM's tap to pay has no monthly fees, no setup costs, and no hidden charges. You only pay 1.99% per contactless payment.

What's the minimum Tap to Pay transaction amount?

The minimum tap to pay sale amount with JIM is $1.

Does JIM charge extra for premium cards with Tap to Pay?

No. Whether customers use a regular credit card or a premium rewards card for tap to pay, you always pay the same 1.99% rate.

When do I get access to my money from Tap to Pay sales?

Your money from tap to pay transactions is available in seconds on your JIM Visa® Prepaid Card after each sale. No transfers needed, no wait for bank processing.

How does JIM's pricing compare to other Tap to Pay processors?

Most traditional tap-to-pay processors charge 2.6%–3.5%, plus additional fees, sometimes in the form of monthly costs or extra charges for premium cards. JIM’s pricing is simple: just 1.99% with no extra costs.