4.7 on App Store · 5,200+ reviews
Turn your phone
into a card reader
1.99% per sale. Always.
Get paid the moment you sell.
Just tap your customer's card on your phone.
1.99% per sale
No monthly fees
Simple and secure
Accept major card brands and digital wallets for payments
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Crystal clear pricing:
1.99% per sale – always
Sell $2 or $2,000. Sell everyday or once in a while. It doesn't change.
1.99% for each payment you accept with JIM. Nothing more than that.
No set up costs, no monthly fees, no different fees for different cards.
No waiting around.
Get paid in seconds*
Transfer to your bank anytime
Spend anywhere with your JIM Card
Get paid in seconds*
No transfers needed
Spend anywhere with your JIM Card
SECURE BY DESIGN. FROM TAP TO PAYOUT.
PCI DSS Compliant
NFC Technology
Network Certified
FDIC Insured
When a customer taps their card or phone on your phone, the sale is processed instantly and encrypted on the spot.
No terminals. No data stored. Just a secure tap and you're paid.
Trusted by thousands across all 50 states
Helping thousands of solo individuals and single member LLCs across all 50 states.
Traditional solutions
Everything you need to know about JIM and how it works.
Frequently Asked Questions
How do I receive the funds from my sales using Tap with JIM?
Payments in seconds are our standard. So, whenever you get paid, your money is available in seconds in your account. No more waiting 1-2 business days.
How do I use my money with JIM?
You have two easy ways to access your earnings—spend them instantly or transfer them to another account.
1. Spend instantly with the JIM Card (Free)Every sale funds your JIM Visa Prepaid Card in seconds. It’s virtual, free, and ready to use immediately.- In stores: Add the card to your Apple Wallet and tap to pay anywhere Apple Pay is accepted.
- Online: Use your card details (found in the app) to shop anywhere Visa is accepted.
2. Transfer to a bank accountIf you need to move funds to an external bank account, you can use Same Day ACH.
- Fee: 1.99% + $0.99 per transfer.
- Speed: Funds arrive the same business day if initiated during business hours.
How do I use Tap with JIM?
Simply download the JIM app and enable contactless payments on your device. At the time of payment, ask the customer to hold their contactless credit or debit card, or any digital wallet-enabled device, near your phone. The payment will be securely completed using NFC technology, with the antenna located near the top of your device.
What payment methods does Tap with JIM accept?
JIM accepts all contactless payment methods, including contactless credit and debit cards, as well as digital wallets, using your NFC-enabled device with the JIM app.
What are the fees for Tap with JIM?
The fees are 1.99%. They're always the same regardless of the merchant's revenue.
What is the minimum payment amount I can receive using Tap with JIM?
The minimum sale amount for Tap with JIM is $1.
Is it safe to sell and pay using Tap with JIM?
Security is a priority for both sellers and buyers. JIM is designed to be fully fraud-resistant. When a payment is processed, card numbers or PINs are never stored on the device or servers, ensuring your transactions remain secure.
What if my customer's card isn't contactless?
Most cards issued in the US today are contactless-enabled — look for the contactless symbol (four curved lines) on the card. If a customer's card doesn't support contactless, they can still pay using Apple Pay, Google Pay, or Samsung Pay from their phone. You can also send them a JIM Payment Link to complete the sale online.
Can I transfer money to my bank account?
Yes! You can transfer your earnings to any US bank account via Same Day ACH. Your money lands in your bank the same business day. You can also spend directly from your JIM Visa Prepaid Card or Apple Pay.
Do I need internet to accept payments?
Yes, an internet connection (Wi-Fi or cellular data) is required to process payments securely. The payment is encrypted and processed in real time.
Does JIM work on Android?
Yes! JIM works on both iPhone and Android. Download the app and start accepting contactless payments on whichever device you use.
Is there a limit per transaction?
You can accept payments from $1 up to $10,000 per transaction with Tap to Pay. The same flat 1.99% fee applies regardless of the amount.
