Your pocket-sized payment revolution

JIM was created to solve a simple problem: small business owners deserve the same technology that big companies use, without the complexity or cost. Turn your iPhone into a payment terminal that accepts any card or digital wallet, deposits funds to your account in seconds, and includes an AI assistant that analyzes your sales and suggests ways to grow.

No card readers. No monthly fees. No waiting days for your money.
Just tap, sell, and get paid instantly*.

Download JIM on iPhone

Powered by CloudWalk, Inc.

JIM is brought to you by CloudWalk, Inc., a global financial technology company that's been modernizing payments and business management since 2013. CloudWalk has transformed how millions of entrepreneurs handle money, reaching all 5,570 municipalities with fair pricing and instant access to funds.

With JIM, we're bringing that proven success to the United States, backed by over $365 million from world-class investors including Coatue, DST Global, Valor Capital, and The Hive Brazil.

Download JIM on iPhone

Built on proven technology

CloudWalk has developed more than 40 proprietary AI agents that power everything from fraud detection to customer support to business insights. This expertise is built directly into JIM, giving you real-time insights, personalized recommendations, and intelligent automation.

JIM runs on STRATUS, CloudWalk's proprietary blockchain infrastructure that processes millions of transactions daily with enterprise-grade security and speed. We meet the highest global standards for payment security, including PCI DSS compliance.

Download JIM on iPhone

The reviews are wild.
The results? Even better.

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Y'all don't understand what this tool is capable of doing. The fee is non-existent in the larger picture. I can finally move my money freely and instantly between all banks, be it physical or virtual. 10/10.

I just started my new lemonade stand, and this has worked so beautifully, so seamlessly, with no problem. I'm very pleased. 

Not only is the app awesome, but I must say that the customer service and developers are top-notch. I love it, and it's become a well-polished app since its launch.

This is so incredibly easy to use. Instant money. I mean literally instant.

JIM is a must-have for any small business! Very easy to add descriptions & tips to sales. Highly recommend!!

‍

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

Can't beat it.. just get the app and try it out. Instant payout and same-day transfer to a bank account. They also have a debit card you can use if you don't want to transfer.

If I need to check historical sales or send receipts, I can do that really easily by asking the AI chat assistant to produce that for me.

I sell online and in person at Flea Markets, and the app makes it easy to accept card payments when they don't have the cash.

Simply and easy to get started. Wish I would have found this app months ago.

The app really helps as a merchant to be able to accept card payments. It was easy to sign up and start accepting payments ASAP.

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Selling with JIM
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Data Protection Policy
1 Instant settlements are subject to the Terms and Conditions of Services and the Accelerated Payment Services Terms.
Cloudwalk Inc. ("Cloudwalk") is not a bank. Cloudwalk is a financial technology company, whose services are provided by Lead Bank and Patriot Bank N.A., both Member FDIC. The JIM.com Visa Prepaid Card (the "JIM" Card) is issued by Lead Bank and Patriot Bank, both member FDIC pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Terms and Cardholder Agreement for more details. Funds held in the Cloudwalk Prepaid Card Accounts are held with Lead Bank or Patriot Bank N.A., both Member FDIC, and are insured up to $250,000 in the event Lead Bank or Patriot Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Cloudwalk's failure or from the risk of theft or fraud. See FDIC Prepaid Cards and Deposit Insurance Coverage.

Less fees. More money. No waiting.

JIM. Powered by CloudWalk, Inc.
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Stop paying more than you should.

Switch to JIM and keep more of every sale.
Download JIM on iPhone
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Selling with JIM
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[email protected]
JIM.com is not a bank. JIM.com is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The JIM.com Visa Prepaid Card (the “JIM” Card) is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See JIM.com for more details. Funds held in the JIM.com Prepaid Card Account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of JIM.com’s failure or from the risk of theft or fraud. See FDIC Prepaid Cards and Deposit Insurance Coverage. See FDIC Prepaid Cards and Deposit Insurance Coverage. Instant settlements subject to terms. Fees and T&C apply. See JIM.com for more details.

Instant payments. Instant money.

JIM. Powered by CloudWalk, Inc.