Accept major card brands and digital wallets for payments
Simplify hardware store operations with JIM
Turn your phone into a POS
JIM turns your phone into a POS system, no hardware needed. Accept credit, debit, and wallets like Apple Pay and Google Pay. Perfect for aisle sales or contractor deliveries.
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Pay your suppliers the same day you sell
JIM puts sales funds on your JIM Visa® Prepaid card instantly. This means you can restock lumber or pay vendors without delay. Add the card to a digital wallet for contactless supply runs.
Know your fee. Always 1.99%.
Pay a single flat rate of 1.99% on every transaction. JIM has no hidden fees, setup costs, or premium card penalties. Your payment processing cost is always simple and predictable.

How Jim Works:
Simple setup in minutes. No tech expertise needed.
Download the JIM app. No hardware, no installation, no setup.

Use your phone to accept payments with the JIM app. No card reader required.

Get paid to your JIM Visa® Prepaid Card seconds after a sale. Use it to restock inventory, pay suppliers, or cover repairs.

Payments anywhere in your store.
Your hardware store is more than just a counter. Whether you are in the paint aisle or the lumber yard, JIM lets you take payments on the spot. Just use your phone to close a sale.

Instant funds for new stock
You mix paint, cut keys, and advise on projects. Get paid instantly with JIM. It keeps your cash flow healthy for new inventory, so you can serve your community without a complicated POS.

One flat fee per sale
Whether you sell a can of paint or a custom-cut piece of lumber, the fee is always 1.99% with JIM. Forget surprise charges and difficult math. You get simple, predictable prices for every sale.

FAQ
Payments in seconds are our standard. So, whenever you get paid, your money is available in seconds in your account. No more waiting 1-2 business days.
How does Tap to Pay on iPhone work?
Enter the sale amount in the JIM app on your iPhone. Present your phone to the customer. They tap their contactless card or digital wallet on your iPhone to complete the payment.
When do I receive my money?
Funds appear in your JIM account instantly after a successful transaction. You can spend your earnings immediately with the JIM Visa Prepaid Card. The card can be added to your Apple Wallet for easy access.
What are the fees?
JIM has a flat fee of 1.99% for every transaction. There is a minimum sale requirement of $1. No other hidden fees apply.
How does tipping work with JIM?
Before the customer pays, you can show them a tip screen on your iPhone. Customers can select a preset tip amount. They also have the option to enter a custom tip.
Is JIM secure?
JIM uses tokenization, so your customer's card data is never stored on your device or our servers. It accepts major cards like Visa, Mastercard, Amex, and Discover. This technology protects sensitive information during each sale.
How can JIM help my hardware store checkout process?
JIM turns your iPhone into a payment terminal, which lets you accept payments anywhere in your store. This helps reduce lines at the main counter, especially for customers with just a few items. You can assist customers and take their payment right in the aisle.
Can I use JIM for jobs outside my hardware store?
Yes, JIM is ideal for mobile work like deliveries or on-site installations. Since your iPhone becomes your payment device, you can take payments anywhere you have a cellular or Wi-Fi connection. This removes the need for a separate card reader.