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A retail shop POS to simplify your day

Turn your retail shop’s smartphone into a POS with JIM. Accept card payments in seconds*—no extra hardware needed. Just reliable Tap-to-Pay with no hidden fees.
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No monthly fees · No hidden costs

Two men in a store smiling while exchanging a smartphone and credit card for payment.Two men in a store smiling while exchanging a smartphone and credit card for payment.

Accept payments from all major cards and digital wallets

Streamline retail operations with JIM

Start selling

Your phone is now your POS

JIM turns your phone into a POS, no extra hardware needed. Accept credit, debit, and mobile wallets like Apple Pay and Google Pay. Use it to line bust or make sales anywhere on the shop floor.

Get instant* access to your sales funds

Skip bank transfer delays and access your money instantly* after each sale. Funds go right to your JIM Visa® Prepaid card for immediate* use. Add your card to a digital wallet to pay anywhere contactless works.

Pay one flat rate. Just 1.99%.

With JIM, you get one flat 1.99% rate for every transaction. There are no hidden fees, setup costs, or premium card penalties. Your predictable fee is the same, even on your smallest sales.

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Jim is the AI partner helping you get paid and grow your business.

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Jim is the AI partner helping you get paid and grow your business.

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Jim is the AI partner helping you get paid and grow your business.

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Get Jim
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One tap and done:
you just made a sale

Download the JIM app for free, set up your account, and you're ready. Your phone becomes a pocketable POS that can take payments anytime, anywhere.

1
Enter the sale amount

Type the sale amount in the JIM app. Add a tip if you want to.

Enter the sale amount
2
Tap to sell

Tap sell and have your customer tap their card or device on your phone.

Tap to sell
3
Get your money

Access your money seconds* after a sale with the JIM Visa® Prepaid Card.

Get your money
1
Enter the sale amount

Type the sale amount in the JIM app. Add a tip if you want to.

Smartphone screen showing 42 USD entered on a numeric keypad with a JIM Visa card above and a Sell button below.
2
Tap to sell

Tap sell and have your customer tap their card or device on your phone.

Phone screen displaying contactless payment prompt to pay Johnny Mustard $48.30 with hold here to pay icon.
3
Get your money

Access your money seconds* after a sale with the JIM Visa® Prepaid Card.

Smartphone screen showing $42 USD transaction details with fee, tip, date, and card info.

Start selling

Accept payments with a tap

Accept payments with a tap

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Jim sell screen with Sam Walker Visa card, $0.00 amount, numeric keypad, and Sell buttonJim payment screen on starry background showing Pay Sam Walker $42.00 with contactless iconJim app transaction history screen showing $342.00 balance, sales, cash outs, and resort charges

Enter the sale amount

Use the Jim app to type how much your customers need to pay.

They tap their card

Once you hit sell, your customer can tap their card on your phone.

You get paid

That’s it—the sale’s done. Your money is ready to use within seconds.
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JIM's business assistant for your retail shop

JIM's business assistant uses AI to help your retail shop grow. Talk to JIM for sales reports, transaction history, and personalized recommendations based on your store's performance, such as which products to feature in a promotion.

Start selling
AI chat interface image

JIM's business assistant for your retail shop

JIM's business assistant uses AI to help your retail shop grow. Talk to JIM for sales reports, transaction history, and personalized recommendations based on your store's performance, such as which products to feature in a promotion.
Get Jim
This is a plain white button background with no text or meaningful visual content. Screen readers should skip it; the button’s label carries the meaning.
Woman in blue sweater and glasses serving shrimp dish on creamy grits in a cozy restaurant.

Built for the retail counter

Start selling

Take sales beyond the counter.

Your shop is more than the checkout line. For sidewalk sales or pop-up events, JIM lets you accept payments with just your phone. No extra hardware means you can make a sale anywhere on the floor.

Retail Shop

Get paid before close

You unbox stock, arrange displays, and serve your customers. Now, the money from each sale arrives instantly*. JIM helps you manage daily cash flow to pay suppliers without a wait.

Retail Shop

One flat fee per sale

Whether you sell a small accessory or a big-ticket item, the fee is always 1.99%. With JIM, you get one simple rate for every transaction. No surprise costs, just predictable fees for your shop.

Retail Shop

Built for the retail counter

Man in black jacket holding a white cup while shopping with a cart in a store aisle with shelves of products.

Sell with Tap to Pay

Turn your phone into a card reader with no extra hardware.

Four leather handbags in black, brown, green, and white displayed on a wooden shelf in a store.

Sell with Tap to Pay

Turn your phone into a card reader with no extra hardware.

Grocery store aisle with cooking oil, packaged foods on shelves, and shoppers pushing a cart with potatoes.

Sell with Tap to Pay

Turn your phone into a card reader with no extra hardware.

FAQ

How do I receive the funds from my sales using Tap with JIM?

Payments in seconds are our standard. So, whenever you get paid, your money is available in seconds in your account. No more waiting 1-2 business days.

How does Tap to Pay on iPhone work?

Enter the sale amount in the JIM app on your iPhone. Present your phone to the customer. They tap their contactless card or digital wallet on your iPhone to complete the payment.

When do I receive my money?

Funds are available in your JIM account instantly* after a successful transaction. You can spend your earnings immediately with the JIM Visa Prepaid Card. The card can be added to your Apple Wallet for easy access.

What are the fees?

JIM has a flat fee of 1.99% for every transaction. There is a minimum sale requirement of $1. No other hidden fees apply.

How does tipping work?

Before the customer pays, you can show them a tip screen. They can choose a preset tip amount or enter a custom one. The tip is added to the total before they tap to pay.

How secure is JIM?

JIM uses tokenization to protect transaction data. This means actual card numbers are never stored on your device or JIM's servers. Apple’s Tap to Pay on iPhone technology adds another layer of security to keep data private.

How can JIM help my retail shop speed up checkout?

JIM turns your iPhone into a payment terminal, so you can accept payments anywhere in your store. This helps reduce lines at a traditional POS station. Customers pay quickly with a simple tap of their card or phone.

Is JIM a good fit for mobile retail businesses like pop-ups or market stalls?

Yes, JIM is ideal for businesses on the move. All you need is a compatible iPhone to take payments from any location. This removes the need for extra payment hardware.

Frequently Asked Questions

How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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How quickly do I get paid?

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Frequently Asked Questions

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jim.com is not a bank. jim.com is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The Jim.com Visa Prepaid Card (the “Jim” Card) is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Jim.com for more details. Funds held in the Jim.com Prepaid Card Account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Jim.com’s failure or from the risk of theft or fraud. See FDIC Prepaid Cards and Deposit Insurance Coverage. See FDIC Prepaid Cards and Deposit Insurance Coverage. Instant settlements subject to terms. Fees and T&C apply. See Jim.com for more details.