Keep more of every sale. Or keep all of it.
Low, flat fees in person and online, with no monthly costs. Or turn on Profit Booster and keep your full price on every sale.
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With Jim Tap to Pay, you'd get:
$5,000.00
after 1.99% service charge
Transfer fees to customers
Accept payments from all major cards and digital wallets
Pricing
Honest pricing for every move you make.
Low, flat fees in person and online, with no monthly costs. Or turn on Profit Booster and keep your full price on every sale.
Tap to Pay · In person
1,99% per sale
Your phone is the card reader. Your customer taps their card or phone, and the money hits your JIM Card in seconds. No hardware, no wait.
Charge $50, keep $49,01
Same flat fee on any card or digital wallet
Same fee whether you charge $2 or $2,000
No per-transaction fixed fee
Money on your JIM Card in seconds
Payment Link · Online
4,99% + $0,30 per sale
Not face-to-face? Send a link by text, email, or DM. They click, they pay, you're paid — anywhere, anytime.
Charge $50, keep $47.21
No app or account needed on their end
Works over text, email, or social DM
Same fee on any card or digital wallet
Money on your JIM Card in seconds
Same Day ACH · To your bank
1,99% + $0,99 per sale
Transfer
Move money from your JIM Card to your bank account the same business day. Only when you want it — your money's already spendable on your card.
$15 minimum per transfer
Same business day during business hours
No transfer needed to spend — use your JIM Card now
No monthly fee, pay only when you move money
The list of things we charge for is short.
To download
$0
Free on iPhone and Android.
Using Payment Links or Website
4.99
+ $0.30 service fee per sale by link
Jim is for:
Nail Techs
Handymen
Dog Walkers
Bodega Owners
Clothing Sellers
Access everything else for free, for life.
Access everything else for free, for life.
1.99% per sale
Sell $2 or $2,000 – you always pay the same fee
Get paid in seconds*
Your money is available in seconds* after the sale is done
No monthly fees
Only 1.99% per sale. No subscriptions or setup fees.
Simple and secure
It works like a card reader – powered by NFC
Trusted by thousands across all 50 states
Frequently Asked Questions
What are the fees for Tap to Pay with Jim?
Jim charges a flat 1.99% per tap to pay transaction. The rate is always the same regardless of your revenue, card type, or transaction size.
Are there any monthly fees for Tap to Pay on iPhone?
No. Jim's tap to pay has no monthly fees, no setup costs, and no hidden charges. You only pay 1.99% per contactless payment.
What's the minimum Tap to Pay transaction amount?
The minimum tap to pay sale amount with Jim is $1.
Does Jim charge extra for premium cards with Tap to Pay?
No. Whether customers use a regular credit card or a premium rewards card for tap to pay, you always pay the same 1.99% rate.
When do I get access to my money from Tap to Pay sales?
Your money from tap to pay transactions is available in seconds on your Jim Visa® Prepaid Card after each sale. No transfers needed, no wait for bank processing.
How does Jim's pricing compare to other Tap to Pay processors?
Most traditional tap-to-pay processors charge 2.6%–3.5%, plus additional fees, sometimes in the form of monthly costs or extra charges for premium cards. Jim's pricing is simple: just 1.99% with no extra costs.
How do Same-Day ACH transfers work?
You can transfer your Jim balance directly to your bank.
1. Go to your Balance screen
2. Tap Cash out
3. Choose ACH Bank Transfer
4. Enter the amount
5. Add the bank account details
6. Review the details and fee
7. Confirm with your Jim Card PIN
8. Done! You'll get a receipt right after
Transfers made after business hours, on weekends, or on holidays will be processed the next business day. There's a fee of 1.99% + $0.99 per transfer – and the minimum amount you can transfer is $15.00.
1. Go to your Balance screen
2. Tap Cash out
3. Choose ACH Bank Transfer
4. Enter the amount
5. Add the bank account details
6. Review the details and fee
7. Confirm with your Jim Card PIN
8. Done! You'll get a receipt right after
Transfers made after business hours, on weekends, or on holidays will be processed the next business day. There's a fee of 1.99% + $0.99 per transfer – and the minimum amount you can transfer is $15.00.