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Best credit card processing: a small business guide for 2026

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Barista in green apron holds pink and mango smoothies in clear cups with strawsLaughing fast-food worker holds phone showing $42.00 contactless payment to customer at drive-thruWoman in yellow sweatshirt dispenses frozen yogurt at topping bar in sunlit shopWoman in orange work shirt unloads cardboard boxes from white delivery van on sunny streetHairstylist Keisha trims client hair with scissors in busy sunlit salonPizza maker slides pizza into wood-fired brick oven in bright kitchen

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jim.com is not a bank. jim.com is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The Jim.com Visa Prepaid Card (the “Jim” Card) is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Jim.com for more details. Funds held in the Jim.com Prepaid Card Account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Jim.com’s failure or from the risk of theft or fraud. See FDIC Prepaid Cards and Deposit Insurance Coverage. See FDIC Prepaid Cards and Deposit Insurance Coverage. Instant settlements subject to terms. Fees and T&C apply. See Jim.com for more details.